The most important aspect of a fire insurance policy is the sum insured. The sum insured, should ideally represent the market value of the property/asset. If more than one property is insured in the policy, values for each block should be provided and divided into: Stocks, Buildings Fire Insurance Practice of General Insurance 6 1.4 PROCEDURE TO INSURE THE PROPERTY UNDER FIRE INSURANCE: For insuring any property under the fire insurance policy, the following is the procedure: 1) Filling of proposal form 2) Inspection of the property 3) Payment of premium 4) Issue of Cover note/ Policy document in lieu of acceptance of the Commercial Insurance Fire section Defined events Damage to the whole or part of the property described in the schedule, owned by the insured or for which they are responsible, including alterations by the insured as tenants to the buildings and structures, by 1. fire, 2. lightning or thunderbolt, 3. explosion,

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While the marginal tax rates for most firms in the United States should be fairly similar, there are wide differences in effective tax rates across firms. Figure 10.1 provides a distribution of effective tax rates for firms in the United States in January 2001.

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